1. S. FoersterJ. Linnainmaa, B. Melzer, and A. Previtero, 2017“Retail Financial Advice: Does One Size Fit All?”  Journal of Finance,  Volume 72, Issue 4, 1441–1482 (older version: The Costs and Benefits of Financial Advice)
  2. H. Cronqvist, A. Previtero, S. Siegel, and R. White, 2016. “The Fetal Origins Hypothesis in Finance: Prenatal Environment and Financial Risk Taking” Review of Financial Studies, Volume 29, Issue 3, 739–786.
  3. A. Previtero, 2014. “Stock Market Returns and Annuitization”  Journal of Financial Economics, Volume 113, Issue 2, 202–214. [Online Appendix]
  4. S. Benartzi, A. Previtero, and R. H. Thaler, 2011. “Annuitization Puzzles”  Journal of Economic Perspectives, Volume 25, Number 4, 143–164.

Working Papers

  1. Saving for Retirement, Annuities and Procrastination (2017), with J. R. Brown
  2. The Misguided Beliefs of Financial Advisors (2017), with J. Linnainmaa and B. Melzer  (updated version coming soon)
  3. Is Private Equity Good for Consumers? (2017), with C. Fracassi and A. Sheen
  4. Financial Advisors and Risk-taking (2017), with S. FoersterJ. LinnainmaaB. Melzer (email me for draft)
  5. Robo-advisers and investor behavior (2017), with A. Hackethal, B. Loos, and S. Scheurle (email me for draft)


  1. The Case for Time-varying Risk Aversion, with C. Frydman and A. Nadler